Benefits of taking ICICI Bank Personal Loan
Friends, first of all, let us know what are the benefits of taking an ICICI Bank Personal Loan, that is, why do we take a personal loan from this bank?
- Friends, the first advantage of this is that if you take a loan from here, you will get a loan of up to Rs 20 lakh.
- Here you will get the loan of No Security/Guarantor Required
- If you do a loan from here and your loan is approved then you will get the loan in your bank account in just 3 seconds.
- Friends, here you can get the time to repay the loan from 12 months to 60 months.
Eligibility Criteria
Friends, now let's talk about eligibility i.e. who can get this loan, so let me tell you that both Salaried Person / Self-Employed can take this loan, first of all, let's talk
Salaried Person
- Your age must be minimum of 23 years and a maximum of 58 years
- His earnings must be at least 30,000
- Your job must be at least 2 years old
- You must have been living where you are living for the last 2 years
- You also need to have a good civil score to take this loan.
- Before giving you a loan, the bank also sees which loans you have already taken.
Self Employed
- Your age must be minimum of 25 years and a maximum of 65 years
- Here your minimum turnover is also seen, those who are professionals, their turnover is 15 lakhs, then they will get this loan but those who are Non-Professionals it is necessary to have 40 lakhs.
- Friends, the bank here also knows your profit, how much profit you are earning
- Your business must be 5 years old
- Your bank account must be at least 1 year old
Required Documents
Salaried Person
- 2 passport size photographs will be required
- Identity Proof in which you have to give a Passport, Driving License, Voter Card, PAN Card, and Aadhar Card.
- Residence Proof in which you have to give Passport, Driving License, Voter Card, PAN Card, and Aadhar Card, one of them
- Latest 3 months bank statement to be given
- Along with this you also have to give a salary slip of 3 months.
Self Employed
- Identity Proof in which you have to give a Passport, Driving License, Voter Card, PAN Card, and Aadhar Card.
- Residence Proof in which you have to give Passport, Driving License, Voter Card, PAN Card, and Aadhar Card, one of them
- Income proof has to be given, it is necessary to give 2 years
- 6 months bank statement to be given
- Your office address proof must be given
How much will you get from ICICI Bank Personal Loan?
Friends, you can take a loan of up to Rs 20 lakh from here and you get 12 months to 60 months to repay the loan, on this loan you can get interested ranging from 11.25% to 19%.
How To Apply for ICICI Bank Personal Loan Online?
Now let us talk about how to apply for this loan online, friends, you do not have to do much to apply, you just have to go to ICICI Bank's website and apply for a personal loan and if your loan is approved then only You will get the loan amount in your bank account in 3 seconds and after that, you can use this loan amount anywhere.
ICICI Bank – ICICI Bank Loan Apply
Friends, know today to who does ICICI Bank Personal Loan give loans, what documents will be needed to take ICICI Bank Personal Loan, how much ICICI Bank Personal Loan gives, how much does ICICI Bank Personal Loan give you. Will get for days, how much interest will have to be paid on ICICI Bank Personal Loan, today we have learned all this in this post if you have any question left, then you can ask us by commenting and if you like the information given by us, then it Does share it with your friends, thank you all from the bottom of your heart for taking some time out of your precious time to read us.
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